Bank of Russia may reduce the maximum rate of ruble deposits, which, by agreement with the banks in August would be limited to 18% per annum, told RIA Novosti the first deputy chairman of Bank of Russia Gennady Melikyan. According to him, everything will depend on the state of the market and inflation. "We can it (bet - Ed.) Lower. Already, inflation is below 12%, so how can take up rate of 18-20% per annum?" - Melikyan said. He noted that banks have stepped up work on the interbank lending market, can get refinancing at the Central Bank. "Why do they do, then bet 18%? Because banks borrow at these rates for long term and investment projects are not and no one under 30% of the money will not take" - said the first deputy chairman of the Central Bank. Talking about the talks with banks about the need to bring rates in line with the market situation, Melikyan said: "We just told them: you are living today, or do not want to live on, just take deposits for three to five years under such high rates? . "And if inflation is below 10%, and you have a rate of 20%, or you just want to plug the holes today and tomorrow to withdraw the money and leave DIA pay your contributors?" We will not allow this, "- said the first deputy chairman of Bank of Russia. According to him, the rate of 20% per annum is justified only if the bank has "wild" problems and he did not think about tomorrow, or wants to withdraw money, or it's just a PR campaign. "Other arguments do not" - says Melikyan. "We do not want to apply administrative measures, but if the bank is not interested in it tomorrow, it would mean a threat to depositors and creditors, especially if he already has some problems and he does not comply with regulations," - said the first deputy chairman CB. Last week, Melikyan said that the Bank has agreed with banks to limit the upper ceiling rate of ruble deposits of 18% per annum. According to him, since August, the banks will adjust their programs accordingly on deposits. Portal Bank.ru Materials Rihanna.
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