The Bank of Russia will protect the bank debtors

Bankers propose to establish in Russia, the Financial Ombudsman office and give it functions to protect the interests of borrowers of banks. Related initiatives by the Association of Regional Banks of Russia, told reporters her vice-president Oleg Ivanov. According to the director general of the Deposit Insurance Agency Alexander Turbanova, the office can be created either in the structure of the Bank of Russia, either as an independent body that exists on the charges of banks. According to Ivanov, the banks may be interested in this organization, because its operation would save on legal costs incurred by banks during the trials with customers. In the first stage we are talking about the financial ombudsman office to make out the case the sum of up to 50-100 thousand rubles on the size of the potential lawsuit. As told Ivanov, today to 90% of disputes, parsed by a magistrate in cases between banks and their customers, there is in consumer lending. That analysis of these cases could be to take on the financial ombudsman in the first stage. At the second stage it could be attached to disputes over deposits, securities and asset management. "After three years, could count on the participation of most banks operating in retail",