Major bank is considering issuing a strategy quick money. For the time saved would have to overpay a little bit. The following year, Sberbank is planning to launch a project to express crediting. The money will be available without bail and bail. Decision on the possibility to issue a loan officer of the bank will take over 60 minutes. Client will qualify for the maximum amount of 75 to 150 thousand rubles. For credit will need to provide only two documents - a passport and a choice: evidence of TIN registration certificate for the car (period of operation shall not exceed 5 years), or foreign passport with recent dates of border crossings. The exact interest rate on such loans espresso is not defined yet, but noted that it will be higher than the current maximum cost of credit in the "Savings Bank", but lower than that of other market players. While the biggest bet in the bank stands at 21% per annum. Probably express loan is going to cost 25-30%, while in others it may reach 40-60%. "Savings Bank" can become a serious competitor to the leader in this segment of the loan - the bank "Russian Standard". Given recent experience, "fast money" will lead to a high rate of late payments. While their overall level of lending institutions is in the range of 10-20%. It is also worth noting that the "Savings Bank" has recently opened a "credit factory" in Yaroslavl. There you can get a loan for only 30 hours, while in other offices, it takes at least 14 days.
No comments:
Post a Comment