Monday. Universal confusion. The Russians, perhaps, soon became entangled in the electronic cards that can be used to pay for public services. State-owned Rostelecom signed an agreement with Russian banks to issue such cards. This project will compete with the universal electronic card (UEK), which will soon be issued to all citizens. Tuesday. Credit speculators calculate the computer. Banking scoring marked innovation. Data System Fraud Prevention Service (FPS) capable of 10 seconds to assess the credit application and determine the degree of risk associated with potential fraud. How it works in very general terms. The bank sends a query to the database FPS, which contains information on credit applications received in the base of the other participating banks. If, for example, a client requested a loan to several banks, or banks gave conflicting identification information, the FPS will warn about the risk of the bank. Typical example: if a citizen has lost his passport, had no credit history, the system will record the passport data, appearing in several credit applications. Environment. Crisis club for the oligarchs. Loud submitted in 2008 a bank draft Mikhail Prokhorov, "International Finance Club (IFC), which as a shareholder in 2009 joined a group of prominent businessmen, began to stagnate. The fact that the further development of the Bank, IFC is questionable, Kommersant was told several sources close to the bank and its owners. Interlocutor of Kommersant close to one of the shareholders of IFC, said that Mikhail Prokhorov "lost interest in the project of the club of oligarchs, the bank has ceased to be his favorite toy." Prokhorov and failed to convince the partners to the bank of the necessity of further capital increase, as it negates the growth plans of IFC. One of the shareholders of IFC, who requested anonymity, said that plans for further investment in this project "is not neither he nor, as far as I know, the other shareholders of the bank." The two sides publications argue that the recent meeting of the Board of Directors of IFC, was not a majority of its members from among the entrepreneurs of shareholders, including Viktor Vekselberg and Alexander Abramov, Sergei Chemezov, his wife, Ekaterina Ignatova, and even himself, Mikhail Prokhorov (note that in the press IFC often referred to as "oligarchs Bank" because of the composition of its shareholders). Thursday. Financiers came to the pyramids. Head of VTB Andrey Kostin has compared the former managers of the Bank of Moscow to Mavrodi. "What did management of the Bank of Moscow, and what did the owner of the EEFC - a complete mess (...) And no one was hurt, no one is punished, and believe me, if things go on like this, they Mavrodi, resurrected and again begin to engage in financial activities "- quoted by RIA Novosti Kostina. Recall the former leadership of the Bank of Moscow is accused that he gave credit to the Premier Estate '13 billion rubles in the bank obviously unfavorable conditions. With regard to the Bank EEFC, its managers were accused of financial impropriety by several billion rubles. As for Sergei Mavrodi, it is known as the organizer of the largest in Russia's history of financial pyramid MMM. In early 2011, the financier (a conviction) has announced its new project - "MMM-2011", pledging his future participants in the amount of revenue from 20 to 30 percent monthly. Friday. Deposit insurance is canceled? Media widely quoted First Deputy Chairman Gennady Melikyan Bank, which stated that investors could, and bear partial responsibility for the selection of the bank when placing a deposit. They say customers often do not think about the financial stability of banks, which are contributions, and look only at the rate (currently paying contributions to 700 thousand rubles. Guaranteed by the state). Experts interviewed by the newspaper Kommersant, said that at low rates of introduction of partial responsibility for their savings depositors can make deposits unattractive. "Now both the market and retail deposits is growing quite slowly," - said the deputy chairman of the bank "Revival" Oleksandr Dolgopolov. "Such an initiative would further weaken the interest of depositors to place funds in banks," - continued the deputy director of the Deposit Insurance Agency Andrey Melnikov.
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