Monday: "Alpha-bank" intends to buy the Bank of Moscow. More recently, the main buyer of Bank of Moscow was regarded as VTB, but before it became known that Alfa-Bank also intends to acquire shares in the bank. Corresponding letter was even sent to the capital's mayor, Sergei Sobyanin, head of the Federal Antimonopoly Service (FAS Russia) Igor Artemyev, and the Bank of Russia Chairman Sergei Ignatiev. Lending institution wants to participate in open tender to sell 46.48% stake owned by the city authorities. Mortgage took revenge. In the late autumn of 2010 the ruble rate mortgages reached 12.6%, below pre-crisis level. Back in September of last year's rate was 13.2%, and two months later, it decreased by 0,6 percentage points. Initially, the most loyal proposals (12,4-12,6%) were from banks outside the top 50, but working on the program AHML ascertain specialists. Subsequently, in order not to lose market share, major players also had to lower interest rates. For example, the "Savings Bank" did it three times, and since mid-October, the minimum rate there reached 10.5%. Tuesday: The Russians owe collectors an average of 88.65 thousand rubles. During 2010 the banks sold the debt collectors at $ 3-3,5 billion, although a year earlier the figure was at $ 2.5 billion, according to the company of Sequoia Credit Consolidation. According to the study, the average citizen in debt collectors 88.65 thousand rubles. This is more than 2.5 times the data of 2009, when outstanding debt stood at 33.45 thousand rubles. Mavrodi launched his pyramid. To participate in the MMM-2011 has already received about 1,5 thousand applications. Wishing promise 20-30% profit per month. Sergei Mavrodi published in his blog, mmm-dollar exchange rate until February 22. On January 25, uncertain currency equivalent to $ 1. A month later, its value would increase to $ 1,2. To avoid problems with the law, Mavrodi issued a warning in which he described as "MMM-2011" "pyramid scheme" and urged not to participate in it. Wednesday: Ukraine wants to make money on the coins with Putin. Public Council of Ukraine plans to sell on the Russian market, 20 million coins "The Russian president - Vladimir Putin," reported Utro.ru. This souvenir products enjoyed considerable success in 2005-2006, when a thousand coins were sold for $ 500 apiece at a cost of 50 cents. CIS neighbors say that Putin was not the first famous person who got on the souvenir money. Before this honor awarded Yulia Tymoshenko and Viktor Yushchenko, but the price is not more than $ 50. Russians are hoarding debts potrebkreditam. The main part of the debt of the population are consumer loans. For example, they accounted for today 77% of all delays. Another 15% of debts are car loans. Less the same all the debtors (2%) was among those who took a mortgage. The predominance of consumer loans in total debt can be attributed to several factors, experts say. First of all, this is the most affordable and most popular type of loan, as its amount, on average several times smaller than the auto loan or mortgage. Thursday: The government wants to sell the Bank of Moscow without a contest. The capital's authorities are preparing a decree on introduction of the shares of Bank of Moscow "in the share capital of the Central Fuel Company, controlled the city. That in turn could sell financial institution to any purchaser, including VTB, which until recently was a leading contender to buy the bank. Officials in Moscow have simply decided to err, experts explained, because the mayor of Moscow, Sergei Sobyanin and head Andrei Kostin, VTB has already agreed to sell a share of the city in the Bank of Moscow. Market for Internet commerce is suffering from "gray" schemes. Through a worldwide network, mail, machine or network marketing is sold only about 4% of all goods in Russia. And even despite the fact that sales are growing annually by 15-20%, our country lags far behind Western countries. Through the network passes about 1.1% of the goods of their profile, or $ 160 billion a year, with the bulk of purchases accounted for Moscow and St. Petersburg. Up to 50% of electronics on the Internet - the "gray goods". Usually on the shadow market, sell mobile phones and photo equipment, much less frequently - a large household appliances and televisions. Friday: Banks have reduced the recovery of debts through the courts. RANKED judicial activity of the banking sector. It presents 20 national banks that circulated in the Moscow Arbitration Court in 2009 and 2010. Leader on the amount of claims was "VTB". His amount of arrears has decreased from 37.69 billion rubles. in 2009 to 31.9 billion rubles. in 2010. In second place was "Sberbank". The sum of its judicial appeals have not changed and remained at 11.06 billion rubles. Twice managed to reduce debt zatrebyvaemuyu Nomos-bank "- with 15.5 billion rubles. up to 7.55 billion rubles. Showed high efficiency of Alfa Bank, reduce the entry requirements by almost five times from 26.3 billion rubles. up to 4.79 billion rubles. Mortgage on the American way. Not less than 65% of the money from the sale of mortgaged housing is not enough to repay the entire debt. Typically, this is due to the fact that before the crisis, borrowers were trying to inflate the price of the apartment in order to obtain more credit, experts say. However, in a crisis situation has changed: prices have fallen sharply and to sell the apartment at the initial cost was impossible. In the U.S., there are other mortgage terms. In some states, the debtor pays with a credit institution only one key, the rest shall reimburse the insurance company. Domestic borrowers can also "escape" from the compulsory insurance of financial risks, according to company CEO HMLA Nina Smirnova. A forthcoming HMLA bill provides that the insured amount and prices will depend on the duration of the loan and the size of the down payment. Bank of the week - "Alfa-Bank, which entered into a struggle for shares of Bank of Moscow. Gain control over the organization he is unlikely to succeed, but that's the price of shares of capital facilities because of the increased interest is clearly increased. Balance of exchange: the past week the dollar fell by 19 cents, reaching 29.66 rubles., While the euro has strengthened its position by 8 cents, rallied to 40.64 rubles.
No comments:
Post a Comment