Banking Week: from early repayment of loan up to Putin's mortgage

Monday: YOU want to ban the fees for early repayment. In early March, the Supreme Arbitration Court (SAC) intends to hold a series of discussions of their initiatives with the banking community. One of the major proposals is a ban on charging a commission with natural persons for the early repayment of loans. In the prepared document contains an opinion on the illegality of the operation. To date, penalty for early repayment of the loan is used in half of the credit institutions in the country, the fee ranges from a few percent. In spite of this, early return money to the bank settled for about 10% of borrowers. Tuesday: From "Bank of Moscow have stolen about 199 million rubles. Two unknown thugs in masks and with guns blazing burst into the branch of Bank of Moscow, located in the center of Vladikavkaz. At the time of the attack alarm had been disabled due to the presence of guards, located at the entrance to the institution. The robbers entered the bank through a window on the opposite side of the building. By the end of the week the stolen money was found, and the suspects - arrested. Wednesday: there has been an outflow of bank deposits. According to statistics released by the Central Bank, the assets of credit institutions decreased by 0.6 trillion rubles. While at 0.5 trillion rubles. fewer in the 30-ke country's largest banks. The largest exodus took place in the accounts of companies, which decreased by 10%, while household deposits decreased by 88.4 billion rubles. (1%). The largest outflow was observed in the "Savings Bank" - 101.7 billion rubles., The second was the Bank of Moscow, where deposits decreased by 5.7 billion rubles. Thursday: "Tinkoff" began issuing credit cards through "Schoolmates". Social network and the bank announced a joint project on production of credit cards. Now the banker's card can be directly on the site. After confirmation of the application via e-mail address, the card will be mailed to your home. New credit card can be decorated at own discretion: to place any photo or choose an original design from special applications. If the user chooses to specify an incorrect picture, it will be replaced with standard black and orange design. Friday: Banks to limit the commission. Ministry of Finance and Central Bank have agreed on a list of possible committees, which will be enshrined in the law on consumer credit. The list includes: fees for opening and maintaining accounts, the commission for the issuance and servicing of bank cards, the commission for the loan in cash, payment for the provision of information about debt, the commission for payments to third parties. Saturday: Putin promised to "podtaptyvat" mortgage. The head of government will continue to deliberate policy to reduce the cost of mortgage loans: "We will do everything in order to create conditions that lower mortgage rates," - he said. Current state of affairs Prime still remains dissatisfied. He finds expensive mortgages, so that "We need to continue it (the interest rate. - Ed.) Podtaptyvat there" - said Putin. Bank of the week - Sberbank. Launched a special campaign "888", granting a mortgage loan at 8% per annum, which is a record. Balance of exchange: the past week the dollar lost 67 cents, reaching 28.17 rubles. And the euro followed suit, podeshevev a similar amount to 39.40 rubles.