All the fun of living banks and their clients in our review last week. Monday: Russia has no reliable banks. This conclusion can be reached by examining rating magazine «Global Finance». Thus, the leading position in the list occupied mainly European lenders. They are dominated by German (6), French (6) and Canadian (6) banks. Also included in the top 3 of Netherlands Bank, all of whom were in the top ten. British banks are also 3, but in the top 10, they were not included: «HSBC» (19 th), «Barclays» (34 th) and «Nationwide Building Society» (46 th). As for U.S. banks, they are already in the ranking was 4, however, the most reliable of them - «BNY Mellon» took only 30 th place. Pawnshops have to catch up with Banks. Specialists of the Central Bank and the Federal Financial Monitoring Service estimated that the amount of loans granted by pawnshops are comparable with the banking volumes. This may be associated with an increase in bogus pawn establishments engaged in illegal cashing of money. Last summer in the capital was uncovered a network of "black pawn" in which there were over one hundred branches throughout Russia. Its organizers were washed by 2 billion rubles. monthly. They confiscated thousands of documents confirming that non-existent things. For registration we used the lost identity card or passport of family members of employees of pawnshops. Credit bureau summoned to court. "Orient Express Bank has decided to save money on an empty response, and sued the custodian of data. Representative of the defendant, Alexander Vikulin explained that the reports contain the number of inquiries about the borrower, which is a requirement of the law "On Credit Histories", and therefore can not be empty and, consequently, subject to payment. But money is not taken in the absence of data on the requested person. Other market participants to do likewise. Tuesday: Russian purses are poor in money. Superjob.ru Center conducted a study to find out how much cash usually carry the Russians. It turned out that among the 3.5 thousand respondents aged 18 years, 31% said they carry with them from 500 rubles. up to 1 thousand rubles. even 23% - from 1 thousand to 3 thousand rubles. 21% - less than 500 rubles., but 3% of our fellow citizens have no money with him. Finam covered 10 million rubles. This bank has increased to 10 thousand times the minimum amount of additional fee - from 1 thousand to 10 million rubles. The official reason - the high rates on deposits placed by 31 March this year. In Moscow the VI Business Forum "Modernization", which brought together representatives of government and locomotives of business development in most regions of the country. The main report on the modernization of the economy read a vice president of Business Russia, "Alexander Galuska, who said that Russia's labor productivity is four times falls short of European options. Need to learn from experience, but wary of foreign investment: "We're growing apples that fall into someone else's garden" - he said. Wednesday: Case Luzhkov has reduced the credibility of the Bank of Moscow. Discussions on the resignation of the capital's mayor was not spared them supported the Bank of Moscow. It is known that on the eve of a number of clients sell their paper. In April 2010, Yuri Luzhkov signed a decree on support of bank funds from the municipal budget. Then, for the purchase of additional shares of the bank from the capital budget was allocated 7.5 billion rubles. After losing an ally in the mayor's bank may be in dire straits. "The Messenger" will open the bank. Federal retailer begins to sell debit cards with credit limits, and on such favorable terms. The company offers debit cards more than the "aristocratic" conditions: high interest rates that will accrue on the balance, without the possibility of the commission to withdraw money at any ATM, and the lack of it (the commission) for payment, provided a credit line and even a kind of bonus program . Market experts believe so, "The Messenger" wants as quickly as possible to build up a portfolio of bank cards, but the next step will be the commodity credits. Near Yekaterinburg robbed Sberbank. In the village of Magnitka bank branch was stolen 809 thousand rubles. Two masked intruders attacked the Comptroller-teller, tied him up and locked in a room of the bank - then took the money available. Employee of the bank did not have time to press the "panic button" and call the guards. Hot on the heels failed to identify the attackers, who were detained a few hours in one of the malls in Yekaterinburg. The criminals managed to spend some of the stolen money on mobile phones, shoes and sports clothes. In the criminal case he faces up to seven years in prison and substantial fines. Thursday: "VTB 24" was robbed at 1 billion rubles. Machinations of one of the branches of VTB 24 ", which is located in Novokuznetsk, were found after 90% of borrowers at the same time ceased to service debt. Investigating authorities found that the theft involved credit institutions by the employees themselves. From 2007 to 2009, a group of individuals was made 90 applications for loans, designed for small business development. They were met: the money were given in cash or by transfer to accounts of businesses. Employees of law enforcement seized more than hundreds of company seal, tax authorities and banks. Three arrested on fraud. "Alpha-bank" have reconciled with «Mirax». At the hearing before the Arbitration Court of Moscow representative of Alfa-Bank has withdrawn the requirement of a credit institution to «Mirax Group» to recover multimillion-dollar debt, the parties came to a settlement. Judge Olga Vysokinskaya listened to the opinions of those present and stopped the investigation. Last summer, "Alfa Bank" bought «Credit Suisse» builder obligations by $ 241.5 million of debt from bankers got favorable discounts of 75%. For loan repayment «Mirax Group» refinance at Bank project financing on $ 52.3 million, and was able to return "Alpha-bank" of more than $ 100 million is well known that the interest rate is 15% per annum. Friday: Fyodor Bondarchuk became a banker. With the help of Bank AB Finance is a famous film director hopes to implement the project "Cinema Club", which will be partially funded by the state. So, Bondarchuk and founder of the theater Kronverk Cinema Edward Pichugin bought one for 15.04% stake in Bank in Moscow. Purchase cost him 150 million rubles, and "AB Finance", he chose, because institution is small, but stable. It is worth noting that the deal was for him a very profitable, because the share price appreciated by a factor of 0.88 to the bank's capital. Perhaps this is due to the fact that the bank recorded a year earlier loss of $ 26.7 million rubles. or because Bondarchuk and Pichugin intimately familiar with the owners of the credit institution. Gref to support the ruble. The head of Sberbank, said that the ruble is the most stable currency, and fluctuations in the exchange rate caused by the actions of speculators. He urged people not to rush to transfer all his savings in rubles or dollars, because you may lose part of their savings. From January to August this year, the ruble has strengthened against the dollar on 3,2-3,4%. SRs proposed to tax the rich. Party "Fair Russia" introduced a deputy in the Duma a bill to impose a progressive income tax scale. It provides for a partial change in the tax code. The initiative was prepared at the beginning of the year, but wanted to get feedback of the government. Chief Executive Authority of the country did not go down and the resulting feedback was negative. The essence of the amendments to the tax that the poor will be exempted from taxes, the middle class will pay the previous amount, and the very rich (about 1% of the population) will be paying half their income. It is estimated that this innovation will bring additional revenue to the state budget at 200 billion rubles. per year. Balance of exchange: in the past seven days the dollar has risen in price by 19 kopecks to 31.08 rubles., While the euro gained 162 pennies to 40.81 rubles. Chief nyuzmeyker week: "Alfa-Bank. His head Pyotr Aven supported raw lobby on the form of "modernization", saying: "Invalid push commodity and non-commodity sectors. Waive the benefits of the commodity is just stupid! ". The bank also managed to arrange for payment of a multimillion debt «Mirax Group». The main event of the week according to deputy director of department of the Moscow Bank for Reconstruction and Development "Alexei Vinogradov:" The main this week no doubt have been developments in the foreign exchange market. The absence of optimistic news about the dynamics of the global economy and individual national markets, combined with the approaching end of the fiscal year, the U.S., has caused high volatility of exchange rates. Euro back on the level of 1.3150. In the domestic market also experienced an unprecedented weakening of the national currency to the currency basket 35.77. This event is the first time in a long time forced the Bank of Russia to interfere in the bidding - with the help of the ruble has once again proved their resilience. "
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