All the fun of living banks and their clients in our review last week. Monday: Herman Gref beat officers colors. President of Sberbank German Gref told reporters on innovation: the developed program of «PricewaterhouseCoopers» company managers checked for self-improvement, customer orientation and the result, team work and ability to perform tasks. According to the survey staff conventionally divided into three groups: green, yellow and red. Successfully coped with the task 15% tested - they were in a group of leaders who will be invited to increase positions. A significant part of the bankers who were in the middle of yellow zone - 70% of managers. The remaining 15% no matter handled the job - for them the red color means the risk of being substituted. However, the maximum score of 3 points is not got none of the test, the highest result was 2.5 points. Fakes are fewer. According to the Bank, in the third quarter of this year the bank was handed over 31,691 counterfeit notes. This figure is 20.9% less than last year. In the previous quarter, a decrease of forgery detection to 10.5%. Most hackers love to print 1000-ruble banknote - they found 30,242 pieces. With the noticeable lag is the number of 5000-ruble banknote - 821 banknote. Not too lazy to make crooks and 230 of the 500-ruble notes, 286 - 100-ruble, 64 - 50-ruble and 16 - a 10-ruble. Tuesday: GDP slowed down. From January to September 2011 the gross domestic product of Russia increased by 3,4%. This is 0,3% less than in January-August this year and 0.4% less than in January-July. Ministry of Economic Development plans in 2010, the year 4% GDP growth, but Russia's economy will grow an average of only 3,6-3,7%. This prediction coincides with the point of view, Prime Minister Vladimir Putin, insisted on a 4% om GDP growth and "may even be a little more." But contrary to the opinion of the Minister of Finance Alexei Kudrin, who is waiting for GDP "slightly below 4%. Debtors get to the Internet. Federal Bailiffs Service tests in Perm and Yekaterinburg, the new information service, through which you can learn about the amount of indebtedness of any person. At the moment, solved the question about the openness of the service. In the case of closed access to information, it can be accessed through the Internet with the introduction of their passport data or individual taxpayer identification number, said the head of the agency Arthur Parfenchikov. He hopes that soon he and mobile operators will be able to agree on debt relief, not exceeding 15 thousand rubles., With a cell phone bill. It remains to solve some technical issues, and if this method can be applied. But not always - the bailiffs are going to deduct money from the account only in exceptional cases. Wednesday: "Savings Bank" will toys. FAS has agreed to acquire the largest bank in the country for more than 25% stake in OAO Detsky Mir - Center ", the transaction must take place before the end of the year. At this moment, the total value of the company an estimated $ 400-500 million, in turn, Sberbank is willing to pay about $ 100 million on Nov. 1 is scheduled an extraordinary general meeting of shareholders of OJSC "Detsky Mir - Center", which will discuss the issue of capital increase Company by issuing additional common shares. According to preliminary data, the transaction should close before the end of this year. Proposed to punish the use of forged banknotes. The initiative comes from the president of the Association of regional banks Anatoly Aksakov, is both a State Duma deputy. He finds it necessary to amend article 187 of the Penal Code, which now includes responsibility for the manufacture or sale of counterfeit credit or payment cards and other payment documents to a fine of 100 to 300 thousand rubles. MP offers its complete and words of liability for wrongful use of plastic instruments. Turks buy a Russian bank. Reached an agreement to sell 100% stake in the bank "Sophia" the largest credit institution in Turkey «Turkiye Is Bankasi». For the transaction now requires formal approval by regulatory authorities. Interest in a foreign bank is justified desire to serve the Turkish companies in Russia to their institution. On the desire to buy Russian bank «Turkiye Is Bankasi» said a year ago. Negotiations with "Sophia" began last spring. Intermediary with the Russian side, they made the company "Unicredit Securities. The transaction price has not been formally announced. Thursday: Microcredit at 365% APR. Following in the footsteps of their smaller counterparts, large banks also started issuing micro-loans under the usury. For example, only a couple of weeks ago, the bank "Trust" began to lend the amount of 1,25-11 thousand rubles. under 1% per day (or 365% per year) for a month. Plus, the borrower must pay a fee of 250 rubles to 1 thousand rubles. The Bank has already granted 60 credits and is not going to stop there. Field for the "Trust" wide, because major customers such loan, are generally poor people who do not have any cash deposits and needs financial support to get the salary. Also, get a microloan for a small amount is relatively easy, all you need to provide a passport, everything else will make scoring system. What is the most popular pin-code? British site myvouchercodes.co.uk conducted a study among 1,576 cardholders. The survey showed that 18% of respondents use a password to access the card using your birth date. Much of the respondents are not afraid to write code in a notebook or store it in your purse - so do 13%. In 67% of people do not have enough imagination to generate four-digit PIN code, which is why they use it as their own date of birth. Most cardholders do not be afraid to report the number Password their environment: 64% of respondents reported that their PIN is known relatives, 21% told his friends, and 3% of respondents said most cherished figures to his colleagues at work. Who Russians borrow? For one of the federal newspapers was conducted online poll, which was attended by 2,5 thousand adult respondents. It turned out that most people in the 27% of cases, apply for loans to relatives. The next most popular source of credit have become friends, to whom the money go 17% of the citizens. Only 8% of respondents prefer to apply for financial support to the bank. Most often this occurs at the age of 25-44 years. In rare cases, people borrow from work: 2% of their colleagues, and 1% decided to apply to the employer. Friday: Bankruptcy again postponed. The thing is that the government will help citizens to go bankrupt under the law, there was a long time ago, but developed the document was not under consideration by the Duma. On the eve of Chief Expert, Ministry of Economic Development Reza Alexander issued a statement: "The bill requires the financial and economic feasibility." Meanwhile, none of the experts has little doubt the necessity of its adoption, because changes in the law will make banking more transparent. Of course, the interests of borrowers and bankers may face, but innovation is important for both sides. Thus, banks no longer have to knock out long before the last and the fear of pressure from the supervisor, and customer credit institution will be able to get the delay in payment. Russians are waiting for new 5000 rubles. This was stated by First Deputy Chairman of Bank of Russia Georgy Luntovsky. Banknote denominations of 5000 rubles was one of the most popular in the country. Its volume in the total mass flow is at a high level - "There is somewhere under 50% of the amount of bank notes." Although, when she was getting ready for release, according to a banker, had serious doubts about the relevance of its introduction. Luntovsky said that the Bank of Russia has no plans to issue banknotes in denominations of 10 thousand rubles. At the moment, is planned modernization of the entire series of banknotes. In August, has been improved 1000-ruble banknote, which, according to the developers, is the most secure in the world. Now experts are actively modify the system of protection of the bill in 5 thousand rubles. Bank of the week - SKB-Bank ". Renowned actor Sergei Garmash, starring for the advertising of credit institutions, quarreled with his leadership because of a simple-minded way of rights, similar to an alcoholic. At his press conference Garmash invited the Chairman of the Board of SKB-Bank Vladimir Pukhov wear a shirt and be photographed with him in the same way. The banker was astonished, but nevertheless agreed to star in commercials for his own bank nominated by the conditions: "I do it not through judicial decisions, and based on deep personal respect for you" - concluded Pukhov. Balance of exchange: the past week the dollar has risen in price by 29 kopecks to 30.78 rubles., While the euro gained weight 19 kopecks, reaching 42.72 rubles.
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