Bankruptcy is not expected

But a moratorium on the failure to return is still canceled. Deputy Head of the Deposit Insurance Agency Andrey Melnikov said that currently the failure of banks most likely in comparison with the previous two years the economic crisis. Confirm his words with statistics: the last six months there has been only six cases of insurance, when in the bankruptcy compensation needed funds from the agency, and last year there were four times more. Comparable and amounts: if this year's compensation took 450 million rubles., Then for the same period last year was spent 15.5 billion rubles. The expert noted that now things are even better than in the pre-crisis 2007. Deposit Insurance Agency expects to cancel the January 1, 2010 the moratorium on bank failure criteria of profitability. Melnikov stated bluntly: "The moratorium since 2011 can and must cancel, quoted him as saying RIA Novosti. He believes that in the event of cancellation of the document surge of bankruptcies lending institutions will not happen. According to the head of one of the departments of the Bank of Russia Mikhail Sukhov, the final proposal will be generated as a result of banks in the third quarter. However, he is inclined to the idea of ??lifting the moratorium. Recall all the banks in Russia, carrying out the work with contributions of citizens to be members of the program for Deposit Insurance. The State guarantees the return of the bank customer to 700 thousand rubles. in case of default by a credit institution with its obligations. The collapse of banks and compensation deals with the Deposit Insurance Agency, created under federal law in 2004.