Banks are "suffering" from low-income and high interest rates

The experts of the Center for Economic Research MIFP concluded that the revenue of the largest banks have fallen below the world average level, despite high interest rates on loans and declining interest rates on deposits. The minimum rates offered to depositors subsidiaries of foreign banks, and the most expensive resources in the population attracted to Russian players, writes "Marker". As a result, among the banks, the indicator value of which exceeds 10%, were Uniastrum Bank, Gazprombank, Ural? BRR, PetroKommerts and MDM Bank. And, as economists say, the most disadvantaged in Uniastrum bank ": bank interest expenses continue to rise and may soon take alarming proportions. And only a few banks rates have been raised (by 0,03-0,72%): Transcreditbank, VTB, Russian? Standard and Rosbank. The highest margins among the major banks was "Russian Standard", in II quarter of 2010, it amounted to 16,7% (on average, as it is about 4,7%). Good income received and VTB 24, Sberbank, and Citibank. Moreover, as experts noted MIFP, the highest profitability demonstrated banks located outside the first two hundred in terms of assets. Due to expensive liabilities, they had many chances. As a result, net interest margin of smaller banks was 7.31%, while the leading banks Twenty marzhoi cost? less than 5%.