Banks have again started to lend to individuals

Credit organizations in Russia, excluding the Savings Bank, last month increased the volume of lending to individuals by 1%. It is noteworthy that in April, was recorded the first since 2009 a steady growth of this indicator. This was stated by RIA Novosti news agency the Central Bank first deputy chairman Gennady Melikyan. "Growth has been shown for the first time over a long period," - noted the official. The absolute increase in portfolio amounted to 23.1 billion rubles. In this case, the arrears on this type of loans increased by 1.4% or 3.1 billion rubles. In addition, the growing portfolio of lenders to legal entities. During the reporting month, it increased by 1,7%, or 143.8 billion rubles. According Melikyan, arrears on these loans increased by 2.1% or 11.4 billion rubles. In general, the loan portfolio excluding Sberbank rose in April by 1,1%, or 160.5 billion rubles. "After mid-year will definitely be a noticeable increase (credit - Ed .)... Gradually, we see a trend towards improvement of the situation", - believes Melikyan. First of all, thanks to the fact that revenues are growing enterprises. This enables them to take loans from banks. "Unfortunately, arrears increased in April by 1,9%, or 14.6 billion rubles for the entire portfolio," - recognized as the first deputy chairman. As reported by Melikyan, banks have increased investments in securities at 2.5%, while growth in investments in debt securities amounted to 1,5%, and in equity - 4,1%. "This data without revaluation," - he said. Savings banks are not caught in April 2010, 138.1 billion rubles deposits of natural persons, the total deposit growth was 3,5%. Growth of deposits, he estimated, as significant.