Banks restrict the commission

The Supreme Arbitration Court (IAC) stands on the side of borrowers, and insists that the bank risks in the form of commissions does not lay on the shoulders of customers. To date, the Ministry of Finance and Central Bank have agreed on a list of possible committees, which will be enshrined in the law on consumer credit. Great indignation clients is the commission for early repayment of the loan - a client in a hurry to fulfill their duty to the bank, for which he receives a penalty. "The idea of ??charging some fees for early repayment is that the bank has spent some strength, energy, maybe even divert some funding for the grant of a particular loan. This means that the bank did not receive the income on which he had hoped ... The Bank always puts free money, in particular, in the form of the loan. It turns out that nothing he does not interfere with the theoretically re-issue credit and start working again on the new loan on a new borrower »,