Can collectors to select an apartment?

Although collectors have appeared recently, they have already managed to leave a negative impression in the hearts of many borrowers. By their actions, sometimes not quite legitimate, collectors make the debtors pay the bills. Collectors - are specialists, whose main objective to get the loan the debtor's cash payments. Sometimes collectors are at a very controversial step: threatening prison, a variety of problems, being bullied. Someone, for fear of serious problems, still finds the money to repay debts. Debt "vybivaly" act as: • Pre reminder of mortgage debt through a text message or telephone. • Sending written messages on duty in the mail. • Personal contact when going to work and home to the borrower. • Tracing debtors or additional action. • Filing a claim in court. Danger withdrawal Filter collectors flat can not. It's not in their mandate. But the court may. Even a single dwelling, if it is incorporated under the mortgage agreement. No one can deny the debtor the following things: • Household goods, except for luxury items. • Things that used for professional activities of the debtor, except those that are valued more expensive 100 minimum wages. • Products used for cooking. • Cattle, intended for agriculture, as well as fodder for its content. • Seeds for the upcoming planting. • Prizes and awards the debtor.