Cargo insurance

Medium and large companies need to provide resources, equipment delivery and administration of products to the customer. Any machine, filled with cargo can cost millions of rubles. On the way from the supplier to the customer with the goods can happen anything: from damage due to temperature changes up to plunder. Should take into account that the goods can cross thousands of kilometers, crossing the borders of several countries. What can be protected? You can insure any goods in legitimate trade. This can be a lot of goods, materials, equipment, food, metals, paintings, animals, fuel, etc. There are three types of cargo insurance. The first guarantees that all the coverage of risks. The second - provides liability insurer for the total loss of or damage to transported property. And the third - the responsibility for partial damage to the goods, except in the case of his death. Cargo insurance has two types: one-time and at a certain period. If you need to insure just one movement of goods, will be issued a regular insurance policy. And when it comes to protecting the permanent transport, between the insurer and the client is an insurance contract. Insurance case all the conditions to get insurance payments must be specified in the contract (policy). The most common ones are: loss, damage, delay in delivery, etc. What influences the cost of insurance? The price of insurance of the goods depends on many factors: the product line, its size and fragility, liquidity, the mode of transport, distance transport and statistics of losses. All calculations on the cost occur individually in the company of the insurer.