Central Bank will not consider the profitability of banks

In assessing the economic situation of the banks the central bank will not take into account the results of return follows from published yesterday on the Bank of Russia of the draft of the relevant decree. Relief, which was introduced in 2008, is expected to extend until the end of 2011. Wrote on Thursday, April 28, the newspaper Vedomosti. Judging by this decision, the Bank admits that banks are not completely finished with the legacy of the crisis, and they retain the risk of losses, argues deputy president of Loko-bank Constantine Bogomazov. "Profitability - is one of the main indicators of stability of banks, in any case it should be assessed", - considers Bogomazov. Given the large volume of outstanding debt on the balance sheets of banks, as well as objectively existing long-term recovery of the mortgaged property by problem loans and a lack of demand in the market for a number of objects received on balance, the regulator believes is true that part of the yield when assessing the economic situation of the bank can extend more loyal approach, solidarity predpravleniya First Republic Bank Lyudmila Lebedeva. Assessment of the economic situation affects not limited to the ability to attract loans from the Central Bank, like the director of finance department Binbanka Andrey Khokhlov. But a moratorium on the requirement to break even for participation in the deposit insurance system (DIS), expiring on 1 July, the authorities did not renew. Methodology for calculating returns in the analysis of compliance CERs differ from the methods in the assessment of economic conditions. Apparently, in the analysis of the banking system by the method of CERs risks have been identified, and it is possible to lift the moratorium "- says Lebedev. The controller divides the banks into five groups by the level of financial stability, the main criteria are the level of capital adequacy, quality and structure of assets, return on assets, liquidity, transparency of ownership structure. But the lists of these groups is not publicized, they are used by the Central Bank for internal purposes. However, the greatest risk to banks is not so much the potential losses, as the risk of capital loss in the case of the Central Bank announced tougher requirements for non-core assets, insists a top manager of a major bank.