CMTPL pay for damage to life and health will be greater

Russian Ministry of Finance (MOF) wants to increase the limit on payments for damage to life and health under the compulsory motor insurance (compulsory and) to 500 rubles per person, said Deputy Director of Financial Policy Department, Ministry of Finance Vera Balakirev. Now this limit is 160 thousand rubles If the limit would grow, the rates for life will increase by 30%. "It will be feasible for the population" - believes Balakirev. "The majority of consumers today receive assistance under the compulsory health insurance," - noted Balakirev. As a result, payments for life under OSAGO small. "Today they constitute about 1% of premiums received on OSAGO" - she said. Office considers it necessary to operate the fixed payment, which will include the fact of an accident, medical care, etc. "You have to pay upfront and then look at the consequences that came to watch how the real costs exceed the advance, and pay more," - noted Balakirev. In addition, she noted that today, the Finance Ministry also clarified the procedure for direct damages. "She is very framework given in the law and needs further discussion", - underlined by Balakirev, noting that it "is more time-consuming process and one rule is do not do that."