Collectors will collect debts through the terminals

Argument ensued between them: some for, others - against. According to the "Marker" in the coming days, two major collector offered to their debtors a new and more convenient way to pay the loan. Currently, the Central Bank estimates the arrears of individuals for bank loans at 7.5% of the total portfolio. Last year, the collectors were sold bad loans worth $ 1.3 billion, while in 2010 it is planned to almost double this figure. Only one bank "VTB 24" planned in August to implement their distressed debt at 4.2 billion rubles. Quick to buy up debt collectors must still take action. Agency «Morgan & Stout», has bought previously at OTP Bank NPLs at 5.4 billion rubles., Now plans to enforce them through the terminals «Qiwi». To this end, signed a special agreement which provides for the possibility of making money in any of the 100 thousand terminals located throughout Russia. In the sensory data window devices will soon appear on the button gives the opportunity to fully or partially pay for the loan. According to the collector, this option will soon be able to use 30-40% of all debtors. If the amount contributed to more than 500 rubles, the commission per transaction will not be charged. These payment will come from a company in real time. Similarly, debt collection and cash will Moscow agency Elecsnet, kotoroya seize the opportunity of similar payment terminals, where the transfer will occur without a commission. Representative from another collection agency "inspector" Sergei Shpeter retorted: a measure would be ineffective because people do not trust the terminals - they are not convinced that the money in some of them reach their destination. Even among the inconvenience has been limited by the amount contributed, which can not be above 15 thousand rubles. and a receipt, which quickly fades and the client becomes difficult to prove the fact of payment. However, all this is not the problem - consider the competition. The average payment for the loan is only 2-5 thousand rubles. If you need to pay more than 15 thousand rubles., The payment can be split into several parts. Terminal checks are no different from the bank - they have equal legal force. And if people are afraid of such devices, then they always have the opportunity to take alternative route - go to the post office or bank.