The Supreme Arbitration Court has developed its draft decision for the judges to clarify the procedure for settling disputes on matters related to borrowing money from lending institutions. Currently, banks require their customers to pay significant fines for delay in payment of loans. Often happens that those sanctions exceed the cost of borrowing for the reason that these institutions are primarily directed funds to pay off the penalties and then the longest. It turns out that the volume of debt is not reduced, and the money goes to support the payment of fines. The Supreme Arbitration Court proposes to abandon such practices and consider it illegal. When you receive funds from the customer, they should go to pay the loan, and only then act as a payment for fines. When inflating the fines they can be reduced by the court.
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