Credit bureau summoned to court

"Orient Express Bank has decided to save money on an empty response, and sued the custodian of data. This bank became the first institution that has filed a complaint in court at the National Bureau of Credit Histories, operating since 2005. "Orient Express Bank is not satisfied that the Bureau will charge a fee for request for information about people who had never done before borrowing. The head of this data bank Vikulin Alexander explained that the reports contain the number of inquiries about the borrower, which is a requirement of the law "On Credit Histories", and therefore can not be empty and, consequently, subject to payment. But money is not taken in the absence of data on the requested person. Other market participants to do likewise. "Orient Express Bank makes monthly to 100 thousand requests a credit bureau. The price of each response is from 4 to 22 rubles. The result is empty to 15% of reports, ie, bank losses are estimated at 60-330 thousand rubles. each month. The plaintiff and the defendant to meet before a judge to settle the dispute on October 11. National Credit Bureau is one of the largest in Russia. Its founders were about three dozen lending institutions. Database of the Bureau store information on more than 30 million borrowers.