Credit for higher education at a discount

In 2011 at the entrants in the pay department of the university and have a chance to pay for school without parental involvement. Under state experiment credit for training will cost only 5% per annum, while the main part of the debt can be put out within ten years after graduation. However, for this to not only learn, but to enroll in universities from the list of Ministry of Education. Right now willing to pay for a college education at the expense of bank credit is not necessary to bail at all. In fact, this obligation undertaken by the state. The maximum cost of credit is only 5% per annum. Soft loan for education can get a young man from the age of 14. Entirely without the participation of parents in the process of a soft loan to the borrower a minor is still not enough. However, such participation is likely a formality: the parents must give notarized consent of the loan. Benefits relate not only to the cost of credit, but his maturity. Major debt load is no longer a student, and graduated from high school to young professionals who have to start paying on principal, three months after graduation. The only thing that would have to pay during training, it is accrued, with the first and second years have to pay only part of them - 40 and 60% respectively. Payment of the remainder of the interest and principal body can stretch up to ten years after graduation. At the same time prepay the loan, in part or in whole, may be without limitation as to amount and on terms. If we talk about choosing the university, the list is approved to participate in the experiment consists of 56 schools and covers almost the entire country. Identified and a list of 256 most popular professions, paid training which falls under the concessional loans. For details, see the article "The diploma is below 5% per annum" (magazine "Kommersant Money).