The crisis led to a doubling of the number of cases of insurance fraud

According to the rating agency "Expert RA, the market for property insurance for private individuals, except the hull, in the first half of 2009 amounted to 8,2 billion rubles. According to most forecasts pissimisticheskim Expert RA, the market for property insurance for individuals (except the hull) in 2009 dropped by only 6% (due to cancellation of contracts of mortgage insurance in the second half) and will be 19.7 billion rubles. Nevertheless, the share of this type of insurance in the total market volume slightly increased (from 3,8% in 2008 to 3,9% in 2009). In the first half of 2009, the rate of growth of premiums in this type of insurance was +1%. On the background of general decline in premiums (contributions for personal insurance and property insurance fell in the first half of 2009 compared to the first half of 2008 to 10%), the zero dynamics of the premiums for property insurance for individuals, except for hull, looks positively . "Expert RA" has listed the most popular "schemes" of insurance fraud in this type of insurance: Insurance retroactively objects exposed to the insurance event. Overestimation of actual damages when the insured event. Unnecessary destruction of depreciated and obsolete equipment in order to obtain insurance payments. In this part of the insured amount indicated above the insured value. Staged accident. Double insurance. "Expert RA": the crisis has led to a doubling of the number of cases of insurance fraud in the property insurance portal Bank.ru