If you are going to travel abroad, do not forget about their own safety. And no matter what you plan to do there: to climb mountains or just lie on the beach - the risk of stumbling into trouble always is. Significantly alleviate the situation can insurance for travel abroad. Types of insurance: - Standard medical insurance. Such insurance covers the cost of emergency treatment of diseases, injuries, and the purchase of prescription drugs, and, moreover, involves sending free home. - Accident insurance includes a far greater benefits for the tourist. When it comes to minor injuries, the victim can rely on free medical treatment and sent home. If the tourist suffer permanent disabilities, the policyholder pays a full refund of the amount of which can be tens of thousands of dollars. - Insurance recreation. This type of insurance is provided for fans of extreme type of recreation: diving, mountain biking, surfing, rafting, paragliding, etc. This holiday is always accompanied by increased risk, hence the emphasis by insurers, even creating a special "sport" policies. - Insurance in case of lost luggage. In case of loss of baggage insurance company agrees to partially (and sometimes completely) offset the cost. In addition, this policy is valid in the case of natural disasters, and in case of accidents of various kinds. - Liability insurance comes into force when resting unintentionally inflicts harm on another person. The fact of randomness still need to be established. For example, alcohol intoxication as such will not be. 4 levels of security: Level A (includes the required minimum) level of B (provided for those who go abroad with children leaving home or elderly relatives, also includes level A), grade C (for those who ride in countries with strict visa regime, including levels of A + B), the level of D (for automobile travel abroad, including levels of A + B + C). How much? Ctrahovka for foreign travel depends on several factors: the duration of the trip, from the selected type of insurance (the higher the risk, the more will have to fork) from the host country (eg, insurance in Europe would cost far more expensive than usual to Turkey and Egypt ) The availability of franchises; From the age of tourists (more elderly people to the insurance policy would cost several times more expensive than for youth). Choosing an insurance company for tourists who travel through a travel agency, the task easier. Typically, medical insurance is included in the tour price. While on her own, and you can opt to purchase insurance for travel abroad. In general, when choosing an insurance company should be especially careful. It is better to contact an experienced and had already proven to insurers, and all the nuances and your questions should discuss in advance with the manager of the company.
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