Deposit boom

Despite the low returns on deposits, people increasingly began to open bank accounts. This is evidenced by statistics: from January to August 2010 the Russians increased their bank savings to 16,5%. In safe for savings and accumulation were put 8.7 trillion rubles. Even last year, anyone could make a contribution by 15-20%. To date, the authorities declared a trend to lower interest rates on credit contracts. This means an inevitable reduction in interest rates on deposits. To date averages have reached the following figures: ruble deposits - 7,57%, dollar - 3,32%, the euro - 1,9% per annum. Finance magazine. "Amounted to a list of 50 lending institutions in which the Russians prefer to keep their wealth. Not surprisingly, the ranking is headed by Sberbank, on its accounts kept nearly half the savings of citizens - 4.17 trillion rubles. In second place is "VTB-24, which posted 532 billion rubles. The third position was taken by Gazprombank from 177 billion rubles. Besides them, the top ten also included: "Bank of Moscow, Alfa-Bank, Raiffeisenbank, Rosbank, MDM-Bank, Uralsib and Agricultural Bank. The largest inflow of deposits currently experienced on a little-known bank "Northern Sea Route, which brought in 145.5% more funds than last year. Also lead to influx of deposits "Master-Bank" (84.7%) and Russian Standard (67.4%). Ordinary people are not under the power invested in securities, precious metals and real estate. That is why the bank savings are for most Russians, the only acceptable way of preserving and investing the accumulated funds.