Expert RA has confirmed credit rating of the battery Energobank

The rating agency "Expert RA" has confirmed the credit rating of the battery Energobank (Kazan) at level B + + ("An acceptable level of credibility"). Experts note that a positive effect on the creditworthiness of the bank's high level of capital adequacy, significant experience in the market, a moderate expansion of the geography, the lack of dependence on interbank market, an active policy of CRA Energobank crediting the real sector, as well as high values ??of standard instant liquidity . Among the negative aspects of the agency drew attention to the high concentration of investment and borrowing, low level of loans to legal entities, the deteriorating quality of loan debt, etc.