Wednesday, June 1, 2011

The French are mired in "overlong»

French state-owned bank (Banque de France) has published its fourth report on the financial status of the French population. It is reported on Friday, April 29 edition Euromag.ru. Pretty impressive figures: 218 thousand French families declared themselves insolvent during 2010. Their number has increased significantly over recent months. New measures to maintain the solvency of the French will come into force on May 2011. As the French radio station RTL, housing, fuel, clothing, telephones, electricity: 6.7 million French with great difficulty covering their expenses in the last days of the month. Among them, those families who are in the so-called "indebtedness." Them at the moment there are about 900 thousand according to the report of the State Bank of France, these families are becoming more and their situation is steadily worsening, and there is a risk that the year 2011 will be literally "black" in the sense of insolvency. The category of "sverhdolzhnikov" include individuals and families whose debts are in average about 34,5 thousand euros. Debts can be a different kind, but most owe their banks for consumer loans and loans for real estate. Currently, two-thirds of those who submit such requests to the banks, people are lonely. "We have come to the fact that about 60% of those who live alone, have the indebtedness, and more than half of them have no one dependent. This is a serious change in relation to what happened before. We note that their difficulties are mainly related to family problems that result in a decrease of income. These include divorce, separation or widowhood married couples, accompanied by a decrease in financial resources, especially if these resources and so have been scarce. And the fact that the man is left alone, leads to the fact that he appears in the status of sverhdolzhnika ", - commented on the situation head of economic department of Banque de France, Odile Frances. Another important factor that marks a representative of the State Bank of France, this "aging" of those who fall into a situation of "indebtedness". According to Odile Frances, most of them - people aged 35 to 55 years, but there are an increasing number of older debtors under the age of 65 and 75 years.

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