HMLA and a few banks want to get 105 billion rubles on the program "New»

Agency for Housing Mortgage Lending, Gazprombank (GPB), the bank Uralsib, Khanty-Mansiysk Bank and VTB 24 "filed in the VEB-Capital requests totaling 105 billion rubles for the special lending program borrowers . We are talking about buying a home in new buildings no more than a 11% per annum in rubles. That is, banks will not lend and then will be issued under these loans are mortgage bonds. In turn, these papers should buy state-owned corporation EBV. This was stated today to journalists the head of VEB Vladimir Dmitriev. "We already have three institutions - HMLA, GPB, and Uralsib. They can provide about 50% of the amount of 160 billion rubles allocated from the National Welfare Fund for redemption of mortgage bonds," - he said. "If you join them Khanty-Mansiysk Bank and VTB 24" it may already be about 75%, "- said Dmitriev. The location of these mortgage-backed securities may begin no earlier than 2011, the head of HMLA Alexander Semenyaka. Note that, as a rule, banks prefer to lend to the mortgage in the "new buildings" because they are afraid unfinished. Lending to these borrowers, in fact, a pledge taken the air, yet built apartment mortgage. That banks do not like. At the same time, it is obvious that if the mortgage will focus only on the secondary market, it will not be cheap, so in Russia mortgages available, unavailable housing. Obviously, you need to build more square feet and finance is the primary market. To do this, and was developed by the program.