Home Credit Bank offers its customers the opportunity to refuse the loan within 48 hours

May 19, 2011, in order to increase loyalty, Bank Home Credit has implemented a new functionality that provides the customer the opportunity to consider and, if necessary, to refuse credit. Now under contract for the provision of credit in retail outlets and cash loan, the client has the opportunity to refuse the loan within 48 hours, paying interest only for the actual period of use of money. "We believe that the banking business on the mechanics should not differ from the usual retail. And if the person can return to the store a TV set, if he changed his mind, then why still he could not do it with credit? We have offered this service and it has already managed to take more than 40 people, "- commented Peter Shulakov, Chief Operating Officer of Home Credit Bank. In order to repay the loan must be made within 48 hours to issue a statement in any bank office or at the point of sale where the loan was received. The application client defines the term (not more than 10 days), during which he is obliged to ensure that on his account of funds in the amount of the loan amount and interest for the actual time credit. In the case of non-payment of funds specified in the application period, the loan is not considered returned, and must be repaid in accordance with the terms of the contract. The introduction of new services of the Bank against the background of overall growth performance of credit. Thus, in the first three months of 2011, the volume of lending almost twice exceeded the issuance during the same period last year.