Home Credit & Finance has made justice, and his clients did not pass the sweetly

Panel of three judges of the Supreme Arbitration Court (IAC) has refused to transfer the case to the Presidium of Home Credit and Finance Bank, successfully challenged in the courts of three instances Rospotrebnadzor fine for what a credit agreement to allow natural persons to the bank to change its terms and to charge a fee for credit, wrote Tuesday's Kommersant newspaper. Attract bank to account for part 2 st.14.8 Code of Administrative Offences for violation of consumer rights 18 March 2009 decided to Rospotrebnadzor the Irkutsk region. The agreement with Bank of individual borrowers was the condition for the charging of fees for service on the loan - 1.99% per month on the loan amount. In addition, under the agreement the bank had the right at any time to modify or amend terms and conditions, including fees of the bank, notifying the borrower. The courts decided that such contract terms agreed to by the borrower, consumer rights are not violated. Refusing to refer the matter to the Bureau, the judge you do not have a disclaimer stating that the matter may be reviewed in a court of first instance on the newly discovered evidence. This means that in the set point, the newspaper notes. A panel of judges made YOU exemption determination on April 7, despite the fact that on March 2 Presidium established a precedent for similar work. The Bureau upheld the decision of Rospotrebnadzor, fined Russian Bank for Development for inclusion in the contract with the lender the right to unilaterally change the interest rate on the loan. Reviewing authority has decided that such a condition violates the law "On consumer protection, especially because the borrower is in relation to the bank's weaknesses and can not influence the content of the contract. Illegal has also been recognized by the Commission for opening and maintaining bank loan account. This Resolution of the Presidium wrote that his legal position should be applied "when considering similar cases by courts of arbitration." Courts, Kommersant, has referred to the decision of the Presidium of March 2, often reproducing the text verbatim. Bank.ru Materials Rihanna.