The housing market appears his OSAGO

If the new bill is adopted, then the homeowners insurance will become as mandatory as car insurance. This year the weather we did not indulge. Moreover, the capital was engulfed smog, since half the country has escaped from a fire and a huge number of people and completely lost her home. As a result, the authorities had to pay compensation to fire victims of their own pockets. But whether these homes are insured, insurers would have to take the rap. Their dissatisfaction in late August expressed even the president, stating that "insurance in Russia is not a substitute for state aid in the aftermath of natural disasters." Therefore, all goes to what is likely to homeowners insurance will be mandatory norm, as the same policy OSAGO. And such measures, I must say, we do not interfere. The fact is that as previously the head of state, in any developed country can not meet anything similar, and the domestic insurance industry does not completely meet international standards. Thus, Russia now is less than 10% of the insured property, and of those homes that have suffered from fires, those were only 15%. By the way, most of the losses on insured homes reimbursed Rosgosstrakh. It is known that the amount of compensation was about 170 million rubles. With regard to the State, to restore the burned home and compensation for fire victims in July, the government has allocated 6.5 billion rubles., And in August - another 2.67 billion rubles., Vedomosti, summarizing the message of Vladimir Putin. Authorities, of course, have helped, but then decided: to have enough time to move on to the civilized market. Center for Strategic Studies Rosgosstrakh already counted, only Russia 3 billion square. m of residential premises, the average price of housing is about 35 thousand rubles. per 1 sq. km. m, the insured amount of all real estate - 105 trillion rubles. hence the volume of the potential market for home insurance can be estimated at about 1 trillion rubles. Proposal for compulsory insurance of housing support, and many agencies, analysts and market experts. Of course, has its detractors, who said that this innovation will increase the burden on ordinary citizens. However it is said, and about OSAGO. If you recall, first in our country for car insurance generally reacted with disbelief. However, after its mandatory introduction in 2003, everything changed, and currently has more than 90% of drivers are the holders of such a policy. Moreover, now it is even difficult to imagine that once the drivers were not from anything insured and went at random. So, who knows, maybe in the near future we will also think about insurance, and housing? And then the fact that our house could not be insured, we seem to be something outrageous and incredible.