How did the mortgage in Russia?

Jokes about how a mortgage loan has come in the preschoolers in time to pay off the debt to old age, now very popular. And indeed the topic of mortgage worries many Russians. And where did it all begin? Delve into the maze of history. Ancient Greece has made great contributions to humanity, but a special thank you is probably worth mentioning for the mortgage. Greeks somewhere at the turn of 7 century BC their debts were to provide land. And on such a "stuffy" site set post, which was called "mortgage," which meant "backup." In Mother Russia We have an invention of ancient Greek thought "taken root" only in the 18 century. Noble opened the first banks, credit unions began to emerge. The peasants an opportunity to buy out the landlords' land. True receipt from the bank loan was converted into credit debtors at 30, even 40 years. Lending grew rapidly until they came to power, the Bolsheviks were not eliminated in the country all the mortgage banks. Nowadays, "Rebirth" mortgage was only in the second half of the 90's, when there was a stable banking system and adopted the law "On mortgage". Today, after almost 2 decades of "our mortgage" is still far to the west. For example, on the one Russians account for only 20 dollars of mortgage debts, while the inhabitants of Western Europe for 17-25 thousand dollars.