How do I get installments on the mortgage?

"Black band" in life comes, as always, unexpectedly. But the bank can not explain it, and credit have to pay on schedule. Help in this situation can the Agency for Restructuring of residential mortgage loans (ARIZHK). In December 2008, when it became clear with how the crisis we are all stolnknulis, the government decided to create ARIZHK. Just to help people, who took a mortgage, but because of the difficult economic situation, have lost their jobs. True, ask for help can not do everything. Terms of care • You must have Russian citizenship • Purchased Mortgage accommodation - only to stay • Income for each family member fell to the sum of 3 living wage (with deduction of monthly payments on the loan) • You do not have savings • Living area is on one person no more than 50 square meters, on each of the two - 35 sq.m, for each of the three - no more than 30 sq.m. • No delay in payments on the loan to lower income. Ways to address you suggest ways of restructuring the loan taken: • Mixed contract. In this case, the loan balance is ARIZHK loan to the bank. The borrower on a monthly basis throughout the year pays no more than 50% of the primary charges. • Stabilization Loan. Issued for the year tranches is automatically transferred to the bank. The client pays only the monthly interest payment for this type of service. • Stabilization credit. Issued at the expense of the bank. The client pays only the interest for this loan. Cost of service ARIZHK be 9-10% of the assistance provided.