How much is a mortgage elsewhere?

If it was not "red tape" of documents, many Russians would have long ago moved to Europe or the USA. There and mortgage rates are normal, and real estate is not so expensive, and decent wages. The main advantage of the foreign banks that are attractive mortgage rates. The thing that banks charge to borrowers at a low refinancing rate, which does not exceed 4-5%. This allows you to issue cheap loans. On the Continent, many Koreans want to buy an apartment in Germany. There are many Russian, has a job other than social security and inexpensive real estate. The most simple flat area of ??39 square meters. m on the outskirts of Berlin here is worth about 20 thousand euros (for the money in Moscow, and will not find a room). The cost of credit varies between 3,85-4,75% per annum. Many are drawn to Israel. Real estate is more expensive here than in Europe due to the proximity to the holy places, but more profitable mortgages. For example, a flat area of ??55 square meters. m in Eilat is 110 thousand dollars. Credit on its purchase cost in 1,5-4,5% per annum. Ocean is profitable to buy housing in the United States of America. Usually, the locals get the one-and two-story home area of ??100-200 square meters. m. So the house, who is only 8 years old, an area of ??120.6 square meters. m in Orlando is easy to buy over 128 thousand dollars. Mansion in Miami (684 square meters. M) is sold for 209 thousand dollars. Mortgage standing there 3,5-4,75% per annum.