How to deal with the accounts?

Why on some bills, like electricity in a Moscow apartment, paying is easy and convenient, but others, like the tax notices or platezhek for utility services, sometimes accumulating in a nasty pile? Difficulties arise because sometimes it is unclear what exactly are asked to pay. While on the elucidation may take months, recipes, how to not leave a debt unpaid, still exist. There are accounts where it is easy to pay. In Moscow, for example, no longer need to stand on a stool to write off the meter readings, and then another to fill in the receipt, calculating the difference with the previous kilowatts and multiplying the preliminary establishment of the tariff. Now Mosenergosbyt itself sends the completed bill - pay at least for the next six months and then calculate how the company itself, more or less you have consumed energy than predicted, and will send a corrective paper. For customers MGTS payment services also does not turn a headache. Many now generally pay for a landline phone with a single purpose - to save the number, suddenly come in handy. Choose the hourly rate (monthly fee - 175 rubles.) Pays for the year ahead - and generally forget about the existence of a household budget line such as "local telephone service." The minimum fare, as reported in MGTS has selected more than 30% of subscribers. If you do not take the sharp social situation, in most cases non-payment of the citizens of current accounts - a consequence, on the one hand, our laziness and lack of time, and with another - some confusion with the very accounts. Develop self-discipline is not so difficult. "If you obzavedetes calendar payments (not even electronic) not only accounts for utility services, and annual vehicle tax will cease to come unexpectedly," - says the CEO of Personal Advisor, Natalia Smirnova. It is because of the lack of planning income and expenses in our pocket often do not have funds for current payments, but not because it's expensive. Many household payments amenable to automation. If you have a bank account attached to him details of the main beneficiaries: mobile communication, Internet, Utilities - manual standing orders can be created in any system of internet banking. For details, see the article "The account will break his head" (the magazine Kommersant-Money ").