How to get the benefits of mortgage?

Discounts and sales will impress the most "hardened" heart. What can we say about the expensive mortgage. There any bonus is perceived as "manna from heaven." The amount of mortgage loan is almost always measured in millions of rubles, so the rebate will always be welcome. Saved "penny" will quickly pay off the bank and get the coveted "financial freedom". Privileged typical example of concessional lending is the federal program "a young family - affordable housing." It involves a subsidy to pay the mortgage of up to 35% of the cost of credit to "cell of society" in which the age of the spouses does not exceed 35 years. To obtain the benefits should contact the department of the local government. Special credit terms provided for in the mortgage programs for military personnel. By law, people in uniform can get a loan for home purchase of up to 2 million rubles. Part of the payments to be offset by the budget. Mortgage bonuses good benefits is the ability to repay the loan capital of the parent, which in 2011 is 365.7 thousand rubles. This amount can get a one-time families in which there is a second or subsequent child. Once in a lifetime can be obtained and a tax deduction for home purchase. This means that the borrower is entitled to a refund of 13% of the amount not to exceed 2 million rubles. Spent on buying a home. Also, some banks use credit facilities to regular customers who have payroll cards.