How to get rich on bank deposits?

Enclosed and has accumulated. No matter how loved the Russian people to store large amounts of cash at home, under modern conditions it is just silly. Firstly, it is dangerous. And secondly, just not profitable - every day they lose their value. Money must work for his master and make a profit. Dividing If you do not have entrepreneurial skills to start their own business, then the money is best placed on deposit in the bank. We now turn to start dividing. To protect their resources against currency fluctuations, divide your savings into three parts: 50% leave in rubles, and 25% of the outstanding amount converted into dollars and euros. Choosing a bank is now necessary to select one or more banks (money as well as eggs is better to keep in different baskets). Focus on interest rates, the age of the bank, and quality service. If no experience, then just go around a few banks, where a couple of minutes consult with staff on the deposit and take a brochure to save the information. Bank deposits of individuals in rubles will bring you from 5 to 14% in dollars and euros - from 1 to 7% per annum. At one bank it is best to put the equivalent of 700 thousand rubles., The remaining funds to carry other lending institutions. This is because all accumulations of up to 700 thousand rubles. insured under the state program. If something happens with the bank - you after 14 days will be required to return the savings. The more you put into the pot, the bigger the income is received. To be able to cash in profits every month you need to select the contribution of providing this option. Inquire in advance about a bank employee. How does it work? Suppose you have accumulated 3 million rubles. Divide the amount on the currency and get: 1,500,000 rubles, 25,117 thousand dollars and 19,113 euros. For the safe disposal of this amount, we need the 5 banks, or less if you allow a significant part of Sberbank, which is unlikely to be ruined. Money in rubles place at 10% per annum in foreign currency - by 5% (taken average of the market). After a year profit of 225 thousand rubles. Ie 18750 rub. per month. Clearly, if you have 3 million rubles. Then you will find these money are small. But for them it is quite possible to live the average Russian citizen who earns the same amount of working forty hours a week.