How to have an income of 50 thousand rubles. a month?

Many are aware of the possibility of receiving additional, so-called "passive" income. What should be done, where to invest money to have a certain amount of monthly income, for example, 50 thousand rubles? Investing their savings, we make the money work and expect them to certain benefits, usually referred to as "income", which is expressed in annual percentage. At the same time we accept responsibility for decisions about selecting a tool for investment and emerging risks. If you know the desired amount of monthly income, you can roughly calculate what you must have capital. Consider the various areas of investments based on the possibility of getting a stable income above 50,000 rubles. With such a tool as a bank deposit certainly familiar, almost everything. He was still available to the political and economic reform in our country, why is not new. Investing money on deposit, you will get set by the contract between the bank and the depositor a profit of a few percent. During the term of the contract you can not withdraw money from an account without losing the income from investments. The interest rate is directly dependent on the duration and size of the deposit, but, unfortunately, in 2010 it did not exceed the actual inflation rate. Investor risk in the first place, depending on such factors as the reliability of the bank. Contributions to 700 thousand rubles are insured in accordance with applicable Russian legislation. To receive a monthly income of 50,000 rubles, to be kept in the account more than 5.5 million rubles. Real estate was a very popular investment trend the last decade. However, its liquidity, especially now that leaves much to be desired. Start-up capital required is very substantial, depending on the object you plan to buy. Surrendering property to rent, you can receive monthly income, but must take into account depreciation, tax payments, the costs of maintenance and repair, and other costs. ROI will be achieved through several decades. Net income of 50 thousand rubles will be achieved by real estate investment of 10 million or more. Investments in precious metals as traditional for our country, but due to the economic specifics of the most widespread were buying jewelry, not having sufficient liquidity. It is now possible to open the depersonalized metal account (JMS), or purchase collectable bullion coins. Average over the last ten years yield, for example, from investments in gold, is approaching 20 percent. Money in this case not only protected against inflation, but also multiplied, and receive a monthly income of 50 thousand, can invest an amount 2-2,5 million rubles. However, there is the risk of volatility of stock of precious metals, so the investment horizon should be considerable to yield close to the average value (20%). Investments in securities may bring even more substantial profits. However, the higher the potential profit, the higher the risks for each type of securities. The least risky among them can be considered as government bonds. Corporate bonds are more profitable, the risk is higher. Shares more attractive. Most are as risky financial derivatives, but losses on them can be several times exceed the amount of money. To work with such tools are best for professionals. If you do not have sufficient knowledge for independent work in the stock market, there is an opportunity to buy investment shares of mutual funds, or to give money to the administration. The average yield on the securities may reach several tens percent, depending on the chosen trading strategy. It must be remembered that obtained in prior periods financial results do not guarantee the same performance in future. If you're willing to risk it, having at the disposal of 2.3 million rubles, have the opportunity to earn those same 50,000 every month. Generally accepted approach is to diversify investments, and that is the question of formation of the portfolio is the key. Only well-distributed the money, picking up various instruments in your portfolio, you can reduce your risks while increasing return on investment and getting a relatively stable regular income. Kochetkov, Stanislav