How to insure your family?

Family - perhaps the most valuable thing a man can have. That is why it is important to protect people close to you from unexpected problems. The best way to financial patronage is insurance. Often most of the risks associated with the onset of a certain age, man. Suppose a young family the child was born. It is no secret that in the first years of life children are often prone to various diseases. Parents have to carry the newborn in a clinic, where there are long queues or long to visit a specialist at home. To avoid such problems is to use the services of additional medical insurance (VMI). At the onset of disease the insured will receive quality care, and if necessary - medical examination and treatment occur in high-tech medical facility. The patient will observe professional experts. If the service can choose the LCA family doctor, who will provide the necessary support during the period of insurance. Your baby has grown and going to school? Hyperactive children leads to injuries and fractures. It is necessary to take out insurance against accidents. We must not forget the parents themselves. They also need to have the two above-mentioned insurance. No fate is not protected from workplace injuries and accidents. Cares about their lives and makes a deteriorating crime situation. Added danger of terrorist acts that occur in different regions of the country. A good option is the cumulative insurance - it combines the functions of insurance and contribution. Make this can be insured and the children and parents. This insurance provides for an extended period of time in which there are regular contributions. Insured event can occur at any given moment you: the child reaches the age / income in the college / wedding or your retirement, as well as death and loss of efficiency. If the insured person or his representative will be paid the accumulated amount in the account. The cost of family coverage depends on many factors: age, gender, region of residence, the insured amount and type of insurance. You can calculate the approximate cost of the policy as follows: 1% of the sum insured, you want to receive upon the occurrence of trouble. For example, life and health insurance to 1 million rubles. will cost you about 10 thousand rubles. for the year. Consequently, a family of four to up to 40 thousand rubles. or 3,3 thousand rubles. per month. For this money, your cell society will be protected by 4 mln.