How to pay for housing?

Did not forgotten the time when this issue could cause except that puzzling. Turn the savings bank, a receipt, which moves in the window ... But the world is changing rapidly, and now the usual procedure is not the only option. Perhaps this familiar childhood payment method can already be considered out of date - though many older people, with the inherent conservatism of old age, still prefer to pay the old fashioned way. You can follow their example, but whether or not to ignore that opportunity to pay utility bills - a great many, and everyone can choose the most convenient, time saving and power mode. 1. Payment via terminal This can be a bank terminal, located in the office building of the bank, and can be machine instant payment set by the company, which deals with payment services. These machines are located in the metro, shopping centers, cafes, supermarkets - and in many other places. That is, do not specifically go to Sberbank, is also no need to defend the place. In order to make the payment, the customer does not need a bank account - automatic accept cash. Payment is made quickly, there should be no difficulty - usually on a monitor the whole process step by step painted. You can pay utility bills on his way to work, or while shopping. Inconvenience, alas, too, have - a terminal does not accept coins, does not surrender, and, alas, not always given a receipt - in this case, you are left with no evidence that paid for the service. Unfortunately, companies do not always report the amount of commission which ranges from 0 to 7.5%. To perform the operation you need to find a menu of a company through which you want to pay. Usually, it is easily recognized by the logo. Then you need to enter your account number and insert money into the terminal. If successful, the procedure is complete you will receive a receipt - be sure to save the document. 2. Payment via ATM If you have a plastic card, and you constantly use the services of the ATM, then why not use this service to pay for housing? Most banks offer this service (but not all, be careful), and most banks it is free. ATM work around the clock, pay for services you can at any time. The advantages of this form of payment - the speed and reliability. In that case, if there is some error, the payment will not be made. Before paying, make sure you have the account has the correct amount. Under current law in Russia, ATMs should provide information about the size of the commission. It is usually small - some banks are working without any commission. For payment of utility bills you need to insert a plastic card into the ATM, enter your PIN and select the menu organization of the recipient of your funds, indicate the account number and amount of payment - money credited instantly. As a result of the transaction the ATM will give you a receipt - keep it. 3. Bank card network to pay the bills, you can not even leave the house. Most banks provide a service to manage your account using Internet banking services. Transfer money to your service provider can be a matter of minutes, you only need to know the address of the recipient, and have enough money in the account. Payment via the Internet - a fast and reliable way, but do not forget about safety precautions: Never tell anyone your PIN, password and credit card number, use anti-virus protection and never make payments to Internet cafes and other public places. On the banks of the Commission report to clients themselves, yet at the stage of signing the contract. Each bank - has its own policy, the commission hovering around 0-4% of the payment (for example, "Savings Bank" 0,5%, in the Bank of Moscow 0%, etc.). However, there is a universal system of payment cards. Option that you can quickly and safely transfer money online - Internet terminal www.platezh.ru. You can use the cards Visa, or MasterCard, issued by any bank. The system also accepts cards Maestro, which because of its cheapness is often used as payroll cards. You do not need to remember passwords - Platezh.RU sends a text message with a dynamic password, which changes as soon as you're logged in, which excludes its use by third parties. Tariffs on utility services in the system Platezh.RU range from 0,75 to 2,5%. This is an inexpensive, convenient, reliable and sufficiently democratic variant. 4. Some e-money treat them cautiously, others believe that in future they will replace, and clearing and cash. But all agree that electronic money is already familiar to users and in a way convenient. To make payments with virtual money needed to make an electronic purse of one of payment systems: Yandex.Dengi »,« WebMoney »,« RBK Money »etc. This purse can be replenished through the terminal, credit card or by special agents (but for this, in some cases will have to pay an additional of 0.1 to 2%). For payment of utility bills you need to open a separate program or go to the private office of the payment system. Next, you will be required to enter details of the payee. Just a few clicks - and the money will go to the expense of communal organization. For example, the duration of the payment system "Yandex" shall not exceed three working days, the commission - 30 rubles, the maximum payment - 5000 rubles. After the payment is issued an electronic version of a receipt, which you can print out and save par with other payment orders. As you can see, there are many opportunities to quickly and conveniently pay the bills for the apartment. Choose what is most comfortable for you.