How to use the insurance policy?

The insurance policy is the main document that confirms your financial protection from the insurance company. It must contain: name, legal address and bank details of the insurer's full name and address of the insured, the insured object (human or material value), the sum insured and the name of the risks, the amount of the premium, the term of the policy, other rules and signatures. Police issued after contract execution and payment of the insurer. In the insurance case, that is in trouble, from which you were insured, you will need a policy. All actions are reduced to two important elements. First, you need to get emergency aid experts to cut losses and reduce the unpleasant consequences. Secondly, you need to collect some documents for payments. However, in each case, an algorithm of actions may differ. The most common case is that the insurance indemnity insurance compulsory motor TPL insurance. If involved in a traffic accident, the insured person must call the representatives of road inspections, which will record the fact of the accident. After drawing up a report - take it up. Then call your insurance company, inform the data of the insured event. To identify you as a customer, the operator asked to name the data of the insurance policy. If you have an accident, immediately seek medical assistance. Do you have any desire or need to use the services of private medical companies? - Do it. Account, within the stated amount, pay the insurance company (in this case we are talking about additional health insurance). In the event of damage to insured property, you should contact the appropriate service. For example, in case of fire - in 2001, an explosion - in the MES, flooding of the apartment - at the operating organization, and theft - the police. Experts arrived to fix the damage. Different algorithm should be applied, if you are insured for a period of travel to another state. If you needed first aid, you should immediately contact your insurance company - a specialist tell your nearest doctor. It is likely that you will have at his own expense pay all expenses on the spot. Do not forget to take your receipts and checks. After returning to Russia will submit these documents to pay the insurer. If trouble occurred with the insured animal, then proceed from the circumstances: lost pets - contact the police, injured or sick - to the veterinarian, died - the person who commits this fact. Then tell about the accident in his company. Portal Bank.ru advises you to always have on hand the telephone number of your insurer - will be good if you record this information in a mobile phone. Also make sure that that your insurance policy was with you. By acting quickly in an emergency, you can minimize risk and get faster compensation in the event of damage.