So, if earlier under the "extortionate" rate could be obtained only small amounts of money, now and at all the opportunity to take a mortgage. True, the interest rate is still different. Small loans are given mainly under the 2% per day. For example, in nine Russian cities the company operates LLC Aktivdengi, loans to customers at 732% per year. At the moment, its customers are already more than 0.5 million people. Another thing with a loan for larger amounts. As written, "Tag", the credit for the amount of 500 thousand rubles. with a rate of 42-72% per annum secured by real estate available in a variety of companies, particularly in the Russian loan. In this case, the borrower does not require almost no paperwork. The only thing that will need to grant him, - a passport and an application for a loan. Registration of the transaction usually takes 1-3 days. As the source said representatives of the Russian loan, a loan to purchase real estate is available at a rate of 60-70% of its value on the security acquired or existing apartments. Acquired the same house becomes the property of the customer until after it is completely pay off the lender. But the company, Help Kredit, also engaged in lending, promises to give all the credit for the mortgage amount already to 30 million rubles, while the interest rate on the company website says nothing. We only know that it can be fixed, and a combined amphibious. As for the loan secured by real estate, there Help Kredit gives a loan for a period of 6 months to 10 years with a minimum loan amount of 500 thousand rubles, and the interest rate of 3-3,5% per month, depending on the loan amount, loan term and schemes of the transaction. I must say that lending to non-banking institutions enjoyed considerable popularity among the population. According to experts, there are several categories of people who prefer such a loan. Firstly, these are people who have refused to lend to banks, and secondly, those who have a fairly precarious financial situation and who urgently need money. After all, nonbanks, and so different, that they are ready lent without inquiries on incomes without sureties, as well as borrowers with poor credit history. However, not a fact that in the event of bankruptcy, the client can still get its rightful apartment.
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