Lending, depending on the profession

It turns out the borrower's profession played a significant role in the decision to grant credit. Bankers even have an original list, which motivates them to positive or negative result of crediting of physical persons. Such conclusion was the company Kreditmart "writes" Marker ". Thus, according to the company, "pets" of the banks are state employees, but entrepreneurs, by contrast, are in favor with the bankers. As a general rule, most banks will not be denied a loan of public sector employees, especially doctors, teachers and military personnel. Analysts attribute this to the fact that people prefer these professions for a long time to work in one place and have a steady income. Also willing to credit issued to doctors, accountants and programmers, as According to experts, such people are always in demand and will not be out of work. But the last thing the banks like to lend staff gambling. According to them, even if the person is already there does not work, it's hard to get well-paid and stable job in another field. A similar situation exists with respect to individual entrepreneurs. True, they are denied for some other reason, they say, they can "paint" itself of any income, and to verify this information, the bank will have to spend too much time and money. Often hear the cracks and representatives of the construction sector. Experts believe that this is due to the fact that the construction industry is not had time to recover after the crisis, respectively, and the people working in it until the trust. Surprisingly, it is often denied to representatives of such noble professions, like lawyers and attorneys. Here, according to company research, investment bankers alarming irregular earnings of lawyers. "In addition, the peculiar feature of the lawyers insist on amending the loan agreement, to assert their rights, and banks such additional efforts do not like»,