Maximum rates of leading banks fell again

The biggest players in the market of deposits reduced the maximum rate on deposits from 19 to 28 February at 0, 04% to 10.87%. This is evidenced by monitoring data from the Bank of Russia. In January, rates fell to 1.27%. The Central Bank of Russia actively encourages banks to lower deposit rates. As if the bank raising funds to citizens on the high interest rates, therefore, he gives credit to the same high rates. In late February, the Central Bank for the first time this year has reduced the basic rate, in particular, the refinancing rate. They fell by 0,25% - to 8,50%. Last year, the rate decreased ten times. But the banks lowered their rates are not as active as they really need the money. Recall that the monetary authorities have repeatedly drawn attention to this problem. In particular, the head of the Central Bank Sergey Ignatiev has warned banks that some of them can run into problems. They just can not get a normal profit, since they have to pay high interest on borrowed funds. The Bank of Russia monitors Sberbank, VTB 24, Bank of Moscow, Raiffeisen Bank, Gazprombank, Rosbank, Alfa Bank, Uralsib, MDM Bank and PSB.