Mortgage Agency Ugra: lending in developing regions

An example of the Khanty-Mansi Autonomous Area, who settled in third place in terms of mortgage transactions in 2010 after Moscow and Moscow region. Considerable contribution to this has "Mortgage Agency Ugra" - one of the leading operators in this segment. In particular, at the end of last year, "Mortgage Agency Ugra" was more than 5-fold increase in the number of loans in the county program "Mortgage lending in comparison to the figures of 2009, and their amount increased by 12.5 billion rubles . This significant increase is largely due to the favorable conditions of the mortgage, based on state subsidies. An example is the treaty that "Mortgage Agency Ugra" concluded with the bank VTB 24. According to him, the people of Khanty-Mansiysk, which have a need to improve living conditions, state support in the form of grants to pay off the mortgage loans issued by VTB 24. The size of each grant covers 7.5% per annum accrued on the amount to 2 million rubles. In practice, this allowed the "Mortgage Agency Yugra cut rates down to 5%, making credit more accessible to residents of the Autonomous Okrug. Much attention is paid to young families: the number of loans granted to them with the assistance of grants in the past year has doubled, reaching 3,294. As a result, "Mortgage Agency Ugra" in Surgut, Nizhnevartovsk, Khanty-Mansiysk, Khanty and other cities in the last year has designed loans for more than 6,5 thousand families, and their total amount was 16.5 billion rubles. To date, company has an extensive branch network. In addition to the offices of Mortgage Agency Ugra "in Surgut and other cities listed above, work in branch offices Kogalym, Nyagan, Beloyarsk, Megion, Pokachi, Yugorsk, Uray, etc. All this allows the agency to work with the widest possible audience, including people who are members of indigenous minorities. Later in the plans of the Mortgage Agency Ugra "is increasing the number of granted mortgage loans and the development of credit programs, even meet the expectations of potential borrowers.