Mortgage rates declined, "not a child»

Bank Uralsib started to issue mortgage loans at a discount of 0.5% per annum for each child in the family of the borrower. This was reported on the website of the credit institution. Discounts are valid immediately upon registration of the contract, if the borrower already has children. Moreover, during the term of the loan the bank agrees to reduce the rate at 0.5% per annum at the birth or adoption of children. Note that in the Russian market of banking products, this offer is unique. For example, the Mortgage Savings Program "Young family" offers a family with a child's only opportunity to reduce the size of the initial payment for housing, but no rate cut in the case of children born in the future. Action Uralsib applies to buyers of finished housing and is valid until July 31, 2011. Will lower the bid and customers at the time of the loan do not have children and become parents later. As noted in an interview with Vedomosti deputy president Uralsib Ilya Filatov, the main thing - to give the bank a document of the birth or adoption of a child. According to him, theoretically, within the action rate can be reduced to zero. Reduced rates on 20-year mortgage of $ 2 million rubles. with with 50% contribution (base rate - 12,5%) 0,5 PP would save 169,560 rubles. and by 1,5% - almost 0.5 million rubles., experts estimate Uralsib . Also, the borrower can use the maternity capital.