Wednesday, June 1, 2011

News through the eyes of experts

What do bankers and other market participants on the hottest events of the economy that occurred in a week? On commemorative coins of the Central Bank in early February, the central bank plans to issue a commemorative 1000-ruble coin in honor of the abolition of serfdom in Russia. It is known that the weight of each coin will be 155.5 g (999 gold), and they released a limited edition of 250 pieces. Maxim Mikhalev, director of marketing and sales CUSTIS: Coin Collector's appointment is almost always held on the occasion of the anniversaries, commemorative dates, significant events of history and modernity. Traditional coin, of course, very beautiful and can be a wonderful gift. It would be interesting, in my view, be seen on a commemorative coin is unusual image on the problems of culture and ecology. This coin is not only attracted to numismatists, but also would serve as a call to society and future generations. Eugene Ponomarenko, head of communications and external relations of the bank, KIT Finance ": This is one of the most important events in the history of our country, so the story is certainly worthy. In general, the so-called "line" the most important events in Russian and Russian to the annals of commemorative coins is logical and justified. As an alternative could be to consider the images of our Olympic champions or "heroes of our time" - people who have received the title "Hero of Russia". Alex Matlakov, CEO of Creative Group SUMMER: I, as a designer, it would be nice to see at the commemorative coins of a new sign of the ruble. Not one that will now select committee financial husband have not even heard anything about typography, but one that advantage to 200 design studios throughout the country. For those same 250 people who become owners of commemorative coins of the Central Bank, the abolition of serfdom, which certainly is a landmark event in the Russian economy. Whatever you say, 150 years ago laid the foundation of property rights, without which no growth of social welfare. On the proposal to sell all state-owned banks head of Sberbank German Gref, the Russian government proposed to sell all the shares of state banks, with the exception of Vnesheconombank and 50% +1 share in Sberbank. Ivan Vysotsky, head of the Treasury "Rosavtobanka: We can not accept such a proposal. In addition to the well-known arguments regarding the transparency and efficiency of enterprises with private capital, we should not forget that in the coming years in the country, according to IMF forecasts, the budget deficit will be about 3% of GDP (about 1.8 trillion. Rubles.), And the privatization of state banks will allow, though not very much, but to reduce this figure. In addition, at the moment there are opportunities to sell the state blocks of shares at fair value, in contrast to the time of the first phase of privatization in the 90th. Especially since there is an example of VTB, the truth, then the reverse situation, because This placement on the facts of the past rather overpriced. Yuri Ambrose, director of international business and financial institutions B & N: In my opinion, the state really needs to eventually sell their portfolios of all banks. True, this does not apply to VEB and Agricultural Bank (Rosselkhozbank). The latter has its own specifics, and performs very specific function in a particular niche. Throughout the world farmers through special institutions and instruments supported by the state. Even if RSKHB fully privatized, the state will be forced to go to a partnership with this bank or create a new institute, which will deal with subsidies and support agriculture in the country. On what looks like a Russian debtor According to collection agency Sequoia Credit Consolidation, today the typical debtor - a married man aged 34-36 years with secondary education, residing in the city. Elena Tartynskaya, a leading specialist of lending to individuals "Rosavtobanka": The first thing to say that we are only talking about the debtor's credit, while the term "debtor" as a whole broader. More and more Russians are taking loans from banks, so in the banking environment, a new phenomenon - the failure of current payments for loans. The main percentage of delinquencies accounted for on the express loans, as well as special credits, which are the most accessible types of loans for the Russians. Such loans are usually processed in the stores for a particular commodity and no down payment. The audience here can be very different: both men and women, both students and adults. Loan size, and amount of possible delays may also vary widely. A somewhat different situation with a mortgage. Borrowers interested in paying the debt as collateral for the loan are the apartment or house. So to describe the average debtor is difficult enough, too "colorful" portrait obtained.

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