News through the eyes of experts

What do bankers and other market participants about the most important economic events that occurred in a week? "Savings Bank" - the winner This week the "Savings Bank announced the launch of the shares of mortgage loans, valued at 8% per annum. How this decision will affect the lending policies of other banks, whether they can compete with state institutions? Elena Tartynskaya, a leading specialist of lending to individuals "Rosavtobanka": "Savings Bank" unequivocal leader in this market: its portfolio of mortgage loans in times greater than even following him to the banks. Of course, active participants in the mortgage market will be forced to adjust their credit policies to further develop this interesting direction for themselves and retain market share. But we should understand that most banks access to cheap and "long" resources are limited, so make a serious competition to Sberbank, they are unlikely to. Conditional chasing the leader will probably continue in the bank by major Western financial groups, and who now occupy good positions in the rankings. Will there be more non-cash payment? Russian President Dmitry Medvedev instructed to expedite the introduction of one universal card. His aide Arkady Dvorkovich, said that in the next five years, thanks to its use, 50% of operations will take non-cash. Dmitry Shilayev, deputy chairman of the Bank for Development-Capital ": a good idea, but I think in the next five years to do it in Russia impossible. Too much information and functionality is supposed to fit in this map. 2000 items RTS index crossed the psychological barrier of 2000 points. Experts ascertain the return to pre-crisis indicators. Market recovery was largely due to increased energy prices. Artem Laptev, managing director of customer financial company Ankorinvest: Bridging any psychological milestone for the market is a positive step and a signal for continued growth. The positive dynamics of the movement of indices provokes continued purchases of Russian assets by foreign investors, leading to a demand for the ruble and, accordingly, to strengthen it. In this connection, passing the milestone of 2000 points on the RTS index gives grounds to expect further positive momentum in the indexes of RTS and MICEX, and the value of the currency. This confirms our expectations of 2200 points on the RTS and the ruble to the dollar level 27,5-28.