Opening a branch in Tomsk appropriate development strategies Nomos' as a universal network of credit and financial institutions to give priority to cooperation with corporate clients and small businesses, as well as the development portfolio of retail products and services. "The activities of our branch in Tomsk will promote the real economy of the region, which, in turn, should allow the Tomsk region to increase the overall volume of attracted investments - said vice-president of Nomos-bank Andrey Yurovsky. - Special attention is going to be given to cooperation with enterprises and organizations, which will soon begin working in technology-innovative special economic zone in Tomsk. Among the products that branch will offer corporate customers - the various forms of financing, letters of credit and guarantees, as well as complex "Effective management of liquidity in the enterprise." It includes products, especially popular in current market conditions: deposit "Overnight", which allows to place free funds for a period of 1 day; deposits c replenishment and partial withdrawals, the account with interest on the monthly balance, structured investments, combining reliability classic deposits with a return of investment products. In addition, the bank will provide services for cash and settlement services, management of payroll, as well as M & A. Representatives of small businesses, NOMOS-BANK offers a variety of loan programs, each of which focuses on solving specific problems that arise at different stages of development of companies in this segment of the economy. In particular, entrepreneurs will be able to issue long-term loans, loans for purchasing real estate, business development and working capital. Among the products for individuals - contributions range that combines high yield and high functionality. Also, bank customers will be able to issue credit cards of international payment systems VISA and MasterCard credit with favorable terms and credit limits of up to 50 days. With the opening of a branch in Tomsk regional network of NOMOS-BANK will consist of 61 "point." Until the end of the year their number will grow to 69 in the first half of 2009 - up to 82. NOMOS-BANK is a universal network bank with branches in all major Russian cities. Included in the top 15 Russian banks by asset size, as well as among the most rapidly growing commercial banks in Russia. The Bank is actively developing four major areas of its business: corporate, investment and private banking, and retail services. The first half of 2008 assets of NOMOS-BANK IFRS amounted to 233.2 billion rubles, credit portfolio - 170.5 billion rubles, own capital - 33,9 billion rubles. Net profit amounted to 2.8 billion rubles.
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