According to the draft, the order of registration of the mortgage change, himself a loan can rise in price by 1%. This is a notary services, which as amended would have to return to this area. As reported by Vedomosti, the amendments have been developed on behalf of Dmitry Medvedev, and now the project is published on the website of the Supreme Arbitration Court (IAC). In general, legislators plan to apply the idea developed not only in relation to mortgages, but also to all other real estate transactions. Prior to 2004, notaries have already participated in the process of registration of the contract on the mortgage, but then they were expelled from there. Now everything is back: each transaction will be notarized. In addition, the notary will collect from the borrower and lender documents, and then conduct their legal expertise, send the registrar, and in return receive a certificate. Of course, this innovation can not affect the value of the loan. Considered as market participants, the commission of the notary cost about 1% of the value of the purchased apartment. And this is without taking into account the fact that in addition to the notary, his expertise can conduct gosregistrator, and hence the cost of services will increase again. Although, according to the Tax Code, the notary must charge 0.3% or no more than 3 thousand rubles. Introduction of mandatory notarization contract does not play a significant role, according to skeptics, but only increase the cost of services. Others disagree. In their view, the state initiative is a normal European practice, the move which was long ago time.
No comments:
Post a Comment