People have become increasingly carry their surplus on the depreciating deposits. Deposit Insurance Agency has revised its forecasts for the current year, having decided that the population will bring to the lenders than 25% and 30% more than a year ago. This is the second adjustment of the forecast: in May, this figure has risen from 20 to 25%. Currently, the volume of deposits increased by 41% compared with the pre-crisis level of 2008. In line with this outlook, the amount of money in deposit accounts will increase by 1,9-2,2 trillion rubles., Reaching the amount of 9,3-9,6 trillion rubles. Increase the popularity of the contributions is illogical: their interest rates dropped from 15% to 8.7% per annum. However, demonstrating the stabilization and improvement of financial situation of Russians who are extra money to strengthen the economic airbags. According to the Agency, the recent 30% increase in the number of deposits, are not subject to compulsory state insurance (these are contributions in excess of 700 thousand rubles).. At the same time reduced the number of savings in foreign currency from 26,4% to 21,5%. If this trend will continue, then foreign currency deposits by the end of the year can remain in only 17-19% of account holders.
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