Penalty for lack of insurance

According to Russian law, each holder must purchase a car policy OSAGO within 5 days after buying the car. Otherwise, the car owner will neither be able to get the technical approval, put the car on the account, and receive compensation, but will be forced to pay a fine for lack of insurance. True, the size of the fine imposed is very diverse, and it depends on certain circumstances. For example, if the driver does not take out insurance OSAGO, he will have to pay a fine for lack of insurance at a rate of 500-800 rubles. However, if the policy still exists, but is absent when the driver, the amount will drop to 100 rubles. Even at 300 rubles will have to fork out for those who will drive your vehicle the person is not included in insurance. But that's not all. For example, the term of the contract OSAGO has long expired, and you do not renew. Disorder, again, please pay. However, in this case should be more careful. What does it mean duration of the contract has expired? Firstly, it has been 30 days after the expiration of the insurance period (prior to this contract shall not cease to be valid) and the insurer announced termination of the agreement no later than 2 months. Otherwise the contract will automatically renew OSAGO. And yet the law be trifled with. In order not to create problems themselves, it is better to take care of the insurance policy. Besides, it costs not so expensive. Thus, the calculation of insurance rate includes several important parameters: a basic tariff rate, the power of the motor car, the number of drivers admitted to management (including their age and seniority), the location of the owner, as well as the presence or absence of payoff. However, in the short time expected appreciation avtograzhdanki. According to the forecasts of insurers, the cost of compulsory motor TPL insurance may increase at least 2 times. So, this will happen if the bill is the Ministry of Finance will still be approved by the size and the maximum payment will increase by several times to 500 thousand rubles. in case of damage to life and health of citizens. However, the price will rise if the penalty for lack of insurance, yet it is not known.